What Do I Do With My Retained Earnings? (Part 2)
The decision isn’t always so distinct with respect to where a business should be putting its retained earnings. Re-investing in… Read more about What Do I Do With My Retained Earnings? (Part 2)
The decision isn’t always so distinct with respect to where a business should be putting its retained earnings. Re-investing in… Read more about What Do I Do With My Retained Earnings? (Part 2)
When your small business starts turning a profit, what do you do? This is a good problem to have! Imagine… Read more about What Do I Do With My Retained Earnings? (Part 1)
Reality check – the economic crisis is severe but not the end of the world. On a block of darkened… Read more about For Small Businesses Is 2020 A Write-off or Should You Write It Off?
When people think of investments, they usually think of stocks and bonds. But there is a whole world of investments… Read more about Should You Jazz Up Your Portfolio with Alternative Investments?
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Becoming a parent is a life-changing event, one that brings overwhelming emotions. You’ll probably experience joy at the sight of… Read more about How to Teach Your Kids About Money
A penny saved is a penny earned. This adage has been around forever but is just as true today as… Read more about Even the Wealthy Need to Save More and Spend Less Today
The world of finance is known for its confusing terminology and baffling acronyms. As a result, clients often feel that… Read more about Fee-Based Vs. Commission-Based Advisors
Black Spruce Financial wants to wish you a Merry Christmas and a Happy 2017! My wife, Lidia, and I hope… Read more about Happy Holidays From Black Spruce Financial
There is a big difference between ‘gifting’ and ‘giving’, but they can both make the biggest difference in people’s lives…. Read more about Giving and Gifting